BOSS OF MY TIME (BOMT)

How a regular 9-to-5 employee earns passive income for financial independence

How I Make USD 39,000 a year while I sleep that allows me to be FIRE!

By Boss Of My Time
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Imagine earning USD 39,000 a year while you sleep! After two decades of the traditional 9-to-5 grind, I discovered the freedom of passive income through dividend investing. My journey wasn’t overnight; it took years of disciplined saving and strategic investing. Today, I enjoy the security of consistent earnings without the daily hustle. In this blog, I share my investment strategy, the lessons learned from mistakes, and how this income allows me to live life on my terms. If you dream of financial freedom, join me as I reveal how you can achieve it too!

Financial Freedom

How Much Cash Should You Hold in a Dividend Portfolio?

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Cash is often overlooked in dividend investing – yet it’s the quiet stabilizer that keeps your portfolio steady through market swings. Learn how much cash to hold in a dividend portfolio and why the right buffer brings stability, flexibility, and peace of mind.

Financial Freedom

How I Balance My Job With Financial Independence

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Financial independence gave me the freedom to design life on my terms – but I haven’t left my job just yet. Instead, I’ve chosen to keep working, not out of necessity, but as a way to strengthen my financial buffer and shape an even better future lifestyle. In this post, I share why I turned down a higher-paying role, how I balance work with FI, and the lessons I’ve learned about freedom, health, and family along the way.

Financial Freedom

The Three Stages of FI: Survival, Stability, Abundance

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Financial Independence isn’t one finish line – it’s a journey through three stages: Survival, Stability, and Abundance. In this post, I share how to recognize each stage, avoid pitfalls, and keep moving toward true financial freedom.

Financial Freedom

The Hidden Costs People Forget to Plan for in FI

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Many people think FI is just about hitting a number. I reached USD 1M in 2022, but it wasn’t until 2024 when dividends covered my living expenses that I felt truly financially independent. Along the way, I discovered hidden costs most people don’t plan for. Here’s what I learned, and how to prepare for them.

Financial Freedom

The Emotional Side of Financial Independence: What No One Talks About

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Financial independence isn’t just a numbers game. Beyond the spreadsheets lies a rollercoaster of emotions – relief, guilt, fear, and identity shifts. In this post, I share the raw, often-overlooked feelings that come with reaching FI (while still working) and how to navigate them.

Financial Freedom

Timeless Principles From The Intelligent Investor That Still Work Today

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Benjamin Graham’s The Intelligent Investor has guided generations of investors. Here’s how its timeless principles shaped my dividend investing journey and helped me achieve financial independence in under 10 years.

Financial Freedom

Frugality vs. Deprivation: Spending Smart Without Feeling Poor

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Frugality isn’t about living with less joy – it’s about spending with intention. Learn how to cut waste, prioritize what matters, and build lasting wealth without falling into deprivation. Here’s how I achieved financial independence in under 10 years by being smart, not cheap.

Financial Freedom

The 4% Rule in 2025: Is It Still Safe?

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The 4% rule has long guided retirees on how much they can safely withdraw from their portfolio. But in 2025, with inflation, volatility, and longer lifespans, does it still work? Here’s my take – and why I prefer dividend growth investing combined with provident fund stability.

Financial Freedom

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