BOSS OF MY TIME (BOMT)

How a regular 9-to-5 employee earns passive income for financial independence

How I Make USD 39,000 a year while I sleep that allows me to be FIRE!

By Boss Of My Time
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Imagine earning USD 39,000 a year while you sleep! After two decades of the traditional 9-to-5 grind, I discovered the freedom of passive income through dividend investing. My journey wasn’t overnight; it took years of disciplined saving and strategic investing. Today, I enjoy the security of consistent earnings without the daily hustle. In this blog, I share my investment strategy, the lessons learned from mistakes, and how this income allows me to live life on my terms. If you dream of financial freedom, join me as I reveal how you can achieve it too!

Financial Freedom

How to Stress-Test Your FI Number in an Inflationary World

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Many people treat their FI number as a finish line – but what if inflation, market swings, or family costs shift the goalposts? In this post, I share how I personally stress-test my financial independence plan to stay confident and calm no matter what the economy does.

Financial Freedom

The Role of Luck in Financial Independence (And How to Tilt the Odds in Your Favor)

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Luck can influence your journey to financial independence – but it’s not everything. While you can’t control luck, you can control how ready you are when opportunity arrives. Here’s how I’ve learned to tilt the odds in my favor.

Financial Freedom

How Much Cash Should You Hold in a Dividend Portfolio?

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Cash is often overlooked in dividend investing – yet it’s the quiet stabilizer that keeps your portfolio steady through market swings. Learn how much cash to hold in a dividend portfolio and why the right buffer brings stability, flexibility, and peace of mind.

Financial Freedom

How I Balance My Job With Financial Independence

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Financial independence gave me the freedom to design life on my terms – but I haven’t left my job just yet. Instead, I’ve chosen to keep working, not out of necessity, but as a way to strengthen my financial buffer and shape an even better future lifestyle. In this post, I share why I turned down a higher-paying role, how I balance work with FI, and the lessons I’ve learned about freedom, health, and family along the way.

Financial Freedom

The Three Stages of FI: Survival, Stability, Abundance

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Financial Independence isn’t one finish line – it’s a journey through three stages: Survival, Stability, and Abundance. In this post, I share how to recognize each stage, avoid pitfalls, and keep moving toward true financial freedom.

Financial Freedom

The Hidden Costs People Forget to Plan for in FI

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Many people think FI is just about hitting a number. I reached USD 1M in 2022, but it wasn’t until 2024 when dividends covered my living expenses that I felt truly financially independent. Along the way, I discovered hidden costs most people don’t plan for. Here’s what I learned, and how to prepare for them.

Financial Freedom

The Emotional Side of Financial Independence: What No One Talks About

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Financial independence isn’t just a numbers game. Beyond the spreadsheets lies a rollercoaster of emotions – relief, guilt, fear, and identity shifts. In this post, I share the raw, often-overlooked feelings that come with reaching FI (while still working) and how to navigate them.

Financial Freedom

Timeless Principles From The Intelligent Investor That Still Work Today

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Benjamin Graham’s The Intelligent Investor has guided generations of investors. Here’s how its timeless principles shaped my dividend investing journey and helped me achieve financial independence in under 10 years.

Financial Freedom

Multiple Streams of Income: Why One Paycheck Is Never Enough

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One paycheck leaves you vulnerable. By building multiple income streams, from dividends to side hustles, you create resilience, options, and a path to financial independence.

Financial Freedom

Frugality vs. Deprivation: Spending Smart Without Feeling Poor

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Frugality isn’t about living with less joy – it’s about spending with intention. Learn how to cut waste, prioritize what matters, and build lasting wealth without falling into deprivation. Here’s how I achieved financial independence in under 10 years by being smart, not cheap.

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