BOSS OF MY TIME (BOMT)

How a regular 9-to-5 employee earns passive income for financial independence

Tag: Dividend Portfolio

How I Balance My Job With Financial Independence

Financial independence gave me the freedom to design life on my terms – but I haven’t left my job just yet. Instead, I’ve chosen to keep working, not out of necessity, but as a way to strengthen my financial buffer and shape an even better future lifestyle. In this post, I share why I turned down a higher-paying role, how I balance work with FI, and the lessons I’ve learned about freedom, health, and family along the way.

The 4% Rule in 2025: Is It Still Safe?

The 4% rule has long guided retirees on how much they can safely withdraw from their portfolio. But in 2025, with inflation, volatility, and longer lifespans, does it still work? Here’s my take – and why I prefer dividend growth investing combined with provident fund stability.

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