Dividend investing doesn’t need to be complicated. In fact, the simpler and more consistent your process, the better your results over the long run. I use a checklist rooted in the wisdom of The Intelligent Investor by Benjamin Graham — and refined by my personal experience building a dividend portfolio that now generates over USD 39,000 annually (2025). Discover how I analyze a dividend stock in under 30 minutes, focusing on high-quality companies, valuation checks, and passive monitoring. By sticking to disciplined principles, you can increase your odds of long-term success and achieve financial independence.